Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Adyen
Payment Processor · 4.4/5 mean
Adyen is a global, enterprise-grade payments platform that unifies acquiring, processing, routing and risk management into a single stack for merchants with international and omnichannel needs.
Read the full review →Checkout.com
Payment Processor · 2.7/5 mean
Adyen holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked August 19, 2026.
| Criterion | Adyen | Checkout.com |
|---|---|---|
| Pricing transparency | 5.0wins this criterion | 1.0 |
| Feature set | 5.0 | 5.0 |
| Ease of use | 4.0wins this criterion |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Adyen | Checkout.com |
|---|---|---|
| Online rate | Not disclosed | Not disclosed |
| Monthly fee | no universal monthly fees | Not disclosed |
| Payout | 1-2 business days (varies by currency, bank, payout model, and cut-off times) | Not disclosed |
| Contract | None for main merchant contracts. Specific services have specific commitment.s that renew automatically | Not disclosed |
| PCI fee | No separate PCI fee | Not disclosed |
| Statement fee | No separate statement fee | Not disclosed |
| Chargeback fee |
From the Checkout.com review
Adyen covers online and in-person payments in one stack with transparent Interchange++ pricing and no setup or monthly fees, where Checkout.com publishes no pricing and has no native POS option. Checkout.com remains competitive for online-only enterprises that value its direct local acquiring, 150+ currency coverage, and highly regarded API.
Pick Adyen if you want an enterprise platform that adds in-person POS and transparent Interchange++ pricing
Ideal for
Not recommended for
Ideal for
Not recommended for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 3.0 |
| Customer support | 3.5wins this criterion | 2.0 |
|---|
| Contract terms | 4.0wins this criterion | 2.0 |
|---|
| Industry reputation | 5.0wins this criterion | 3.0 |
|---|
| Regional per-dispute fees (exact amounts depend on contract) |
| Not disclosed |
| Early termination | None. However, termination does not alter your liability under the Agreement, including those for processed payments, related chargebacks, or other liabilities in connection with the agreement. If there are negotiated custom term or commercial commitments in your agreement, you will be responsible for such terms or commitments. | Not disclosed |
|---|
| Last fact-checked | August 19, 2026 | August 19, 2026 |
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