Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Checkout.com
Platform / Acquirer · 2.7/5 mean
Stripe
Payfac / Aggregator · 4.5/5 mean
Stripe is a leading payment processor known for its developer-friendly API, transparent pricing, and comprehensive suite of payment solutions for businesses of all sizes.
Read the full review →Stripe holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked September 8, 2026 and September 5, 2026.
| Criterion | Checkout.com | Stripe |
|---|---|---|
| Pricing transparency | 1.0 | 5.0wins this criterion |
| Feature set | 5.0 | 5.0 |
| Ease of use | 3.0 | 4.0 |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Checkout.com | Stripe |
|---|---|---|
| Online rate | Not disclosed | 2.9% + $0.30 |
| Monthly fee | Not disclosed | No monthly fees |
| Payout | Not disclosed | First payout 7-14 days; then a rolling schedule of about 2 business days |
| Contract | Not disclosed | No long-term fixed contract requirements for standard services / 1-year minimum commitment for add-ons and enterprise services |
| In-person rate | Not disclosed | 2.7% + $0.05 |
| International rate | Not disclosed | +1.5% + ~1% for conversion |
| PCI fee |
From the Checkout.com review
Stripe publishes its rates, offers self-serve signup, and serves businesses of all sizes, where Checkout.com negotiates every rate and, while publishing no volume minimum, targets merchants at $10M+ in annual volume. Checkout.com still holds up for large global merchants who need direct local acquiring in 50+ countries and its authorization-optimization tooling.
Pick Stripe if you want published pricing and self-service setup without an enterprise sales conversation
Ideal for
Not recommended for
Ideal for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| Customer support | 2.0 | 4.0wins this criterion |
|---|
| Contract terms | 2.0 | 5.0wins this criterion |
|---|
| Industry reputation | 3.0 | 4.0wins this criterion |
|---|
| Not disclosed |
| No separate PCI fee |
| Statement fee | Not disclosed | No monthly statement fee |
|---|
| Chargeback fee | Not disclosed | $15 per chargeback, not returned even if you win |
|---|
| Early termination | Not disclosed | No early termination fee under the pay-as-you-go model |
|---|
| Last fact-checked | September 8, 2026 | September 5, 2026 |
|---|
Not recommended for