Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
EBizCharge
Payment Processor · 3.5/5 mean
EBizCharge is an embedded payment gateway and integrated merchant services platform that simplifies credit card, debit card, and ACH payment processing directly inside accounting, ERP, CRM, and ecommerce systems.
Read the full review →Square
POS System · 3.8/5 mean
Square offers simple, transparent payment processing ideal for small businesses. Flat-rate pricing, no monthly fees, and excellent software make it a top choice — but account holds and limited support are key concerns.
Read the full review →Square holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked August 19, 2026 and September 2, 2026.
| Criterion | EBizCharge | Square |
|---|---|---|
| Pricing transparency | 3.0 | 4.0wins this criterion |
| Feature set | 5.0wins this criterion | 4.0 |
| Ease of use | 3.0 |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | EBizCharge | Square |
|---|---|---|
| Online rate | Not disclosed | 3.3% + $0.30 for Square Online and invoices on the free plan; 2.9% + $0.30 through the Payments API, or on Plus and Premium |
| Monthly fee | Not disclosed | Not disclosed |
| Payout | Not disclosed | Next business day |
| Contract | Not disclosed | Month-to-month |
| In-person rate | Not disclosed | 2.6% + $0.15 (free plan); 2.5% + $0.15 (Plus); 2.4% + $0.15 (Premium) |
| Keyed rate | Not disclosed | 3.5% + $0.15 |
| International rate |
From the EBizCharge review
Square gives small merchants transparent flat-rate pricing, free POS software, and month-to-month terms with instant signup — exactly the plug-and-play simplicity EBizCharge is not built for. EBizCharge is still the better choice for B2B businesses that need payments embedded in complex ERP and accounting workflows.
Pick Square if you need a simple plug-and-play setup with free POS software and no monthly fee
Ideal for
Not recommended for
Ideal for
Not recommended for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 5.0wins this criterion |
| Customer support | 3.0wins this criterion | 1.0 |
|---|
| Contract terms | 4.0 | 5.0wins this criterion |
|---|
| Industry reputation | 3.0 | 4.0wins this criterion |
|---|
| Not disclosed |
| Additional 1.5% on cards issued outside your account's country |
| Statement fee | 0 | Not disclosed |
|---|
| Chargeback fee | Not disclosed | None |
|---|
| Last fact-checked | August 19, 2026 | September 2, 2026 |
|---|