Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Square
POS System · 3.8/5 mean
Square offers simple, transparent payment processing ideal for small businesses. Flat-rate pricing, no monthly fees, and excellent software make it a top choice — but account holds and limited support are key concerns.
Read the full review →WooPayments (Automattic)
Payment Processor · 3.7/5 mean
WooPayments is the official, Stripe-powered payment solution built exclusively for WooCommerce stores, offering no monthly fees and deep dashboard integration, but plagued by account suspension issues and inconsistent customer support that undermine trust for serious merchants.
Read the full review →Square holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked September 2, 2026 and August 19, 2026.
| Criterion | Square | WooPayments (Automattic) |
|---|---|---|
| Pricing transparency | 4.0 | 4.0 |
| Feature set | 4.0 | 4.0 |
| Ease of use | 5.0wins this criterion | 4.0 |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Square | WooPayments (Automattic) |
|---|---|---|
| Online rate | 3.3% + $0.30 for Square Online and invoices on the free plan; 2.9% + $0.30 through the Payments API, or on Plus and Premium | 2.9% + $0.30 |
| Monthly fee | Not disclosed | 0 |
| Payout | Next business day | About 2 business days after the pending period clears (first payout takes roughly 7 days for new accounts) |
| Contract | Month-to-month | Month-to-month (no long-term contract) |
| In-person rate | 2.6% + $0.15 (free plan); 2.5% + $0.15 (Plus); 2.4% + $0.15 (Premium) | 2.6% + $0.10 |
| Keyed rate | 3.5% + $0.15 | 2.9% + $0.30 |
From the WooPayments (Automattic) review
Square pairs online processing with free POS software and a wide hardware selection, making it the better fit for merchants who sell in person as well as online. WooPayments remains the more natural choice for a business that lives entirely in WooCommerce and wants a single unified dashboard.
Pick Square if you also sell in person and want free POS software alongside your store
Ideal for
Not recommended for
Ideal for
Not recommended for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| Customer support | 1.0 | 2.0wins this criterion |
|---|
| Contract terms | 5.0 | 5.0 |
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| Industry reputation | 4.0wins this criterion | 3.0 |
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| International rate | Additional 1.5% on cards issued outside your account's country | For US merchants +1.00% (for cards outside the US) |
|---|
| PCI fee | Not disclosed | 0 |
|---|
| Statement fee | Not disclosed | 0 |
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| Chargeback fee | None | 15.00 |
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| Early termination | Not disclosed | 0 (No Contract) |
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| Last fact-checked | September 2, 2026 | August 19, 2026 |
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