Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Stripe
Payment Processor · 4.5/5 mean
Stripe is a leading payment processor known for its developer-friendly API, transparent pricing, and comprehensive suite of payment solutions for businesses of all sizes.
Read the full review →WooPayments (Automattic)
Payment Processor · 3.7/5 mean
WooPayments is the official, Stripe-powered payment solution built exclusively for WooCommerce stores, offering no monthly fees and deep dashboard integration, but plagued by account suspension issues and inconsistent customer support that undermine trust for serious merchants.
Read the full review →Stripe holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked August 19, 2026.
| Criterion | Stripe | WooPayments (Automattic) |
|---|---|---|
| Pricing transparency | 5.0wins this criterion | 4.0 |
| Feature set | 5.0wins this criterion | 4.0 |
| Ease of use | 4.0 |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Stripe | WooPayments (Automattic) |
|---|---|---|
| Online rate | 2.9% + $0.30 | 2.9% + $0.30 |
| Monthly fee | No monthly fees | 0 |
| Payout | First payout 7-14 days; then a rolling schedule of about 2 business days | About 2 business days after the pending period clears (first payout takes roughly 7 days for new accounts) |
| Contract | No long-term fixed contract requirements for standard services / 1-year minimum commitment for add-ons and enterprise services | Month-to-month (no long-term contract) |
| In-person rate | 2.7% + $0.05 | 2.6% + $0.10 |
| Keyed rate | Not disclosed | 2.9% + $0.30 |
From the WooPayments (Automattic) review
Stripe is the platform behind WooPayments, and going to it directly adds subscriptions, invoicing, marketplace tools, and a virtual terminal without the paid add-on WooPayments requires for subscriptions. WooPayments holds up for store owners who value managing payments, disputes, and payouts natively inside the WooCommerce dashboard.
Pick Stripe if you want the full Stripe platform with subscriptions and invoicing built in
Ideal for
Not recommended for
Ideal for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 4.0 |
| Customer support | 4.0wins this criterion | 2.0 |
|---|
| Contract terms | 5.0 | 5.0 |
|---|
| Industry reputation | 4.0wins this criterion | 3.0 |
|---|
| International rate | +1.5% + ~1% for conversion | For US merchants +1.00% (for cards outside the US) |
|---|
| PCI fee | No separate PCI fee | 0 |
|---|
| Statement fee | No monthly statement fee | 0 |
|---|
| Chargeback fee | $15 per chargeback | 15.00 |
|---|
| Early termination | No early termination fee under the pay-as-you-go model | 0 (No Contract) |
|---|
| Last fact-checked | August 19, 2026 | August 19, 2026 |
|---|
Not recommended for