Clover sells a family of POS devices (Station, Mini, Flex, Go), point-of-sale software (inventory, employee scheduling, reporting), an app marketplace for add-ons (accounting, loyalty, delivery), online ordering integrations, and developer APIs/SDKs so partners can build custom apps. Developers and integrators have access to REST APIs, SDKs and a sandbox environment; merchants can add third-party hardware and apps from the Clover App Market to extend functionality. Clover is targeted primarily at retail, quick-service, and full-service restaurant environments but is used across many SMB verticals. Clover has an integrated ecosystem (hardware + apps + payments), strong reporting and inventory features, a robust app marketplace, and wide availability through bank/reseller partners (leveraging Fiserv’s reach). Take note that pricing and contract terms are often set by resellers (so merchant costs vary and can be confusing); hardware costs can be higher than some competitors; and merchant experiences with account holds, customer support responsiveness, or billing disputes are frequent themes in negative reviews. If you buy Clover through a bank or reseller, ask for clear contract and settlement terms up front.
Clover is a widely used, all-in-one POS platform (hardware + software + app marketplace) favored by small and medium retailers and restaurants and backed by Fiserv, offering broad functionality but with real-world variability in support and reseller pricing.
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Based on 2,197 reviews across 3 rating platforms
Complaint histories related to support, billing, and unresolved issues
Many reviewers report feeling a lack of transparency, held funds, negative experiences with customer service. Other reviewers report saving money and having positive experiences with customer support.
Many users praise the simplicity of taking payments, but cite a lack of features.
Important: Clover pricing widely varies because Clover devices & processing are usually sold through partner banks / resellers (Fiserv/First Data partners). Always request the full merchant agreement.
Public example pricing:
Recurring monthly account fee
One-time account setup and onboarding fee
Annual PCI DSS compliance and security fee
Monthly account statement and reporting fee
Per-incident chargeback dispute fee
Fee for canceling before contract end
Variable
https://docs.clover.com/dev/reference/api-reference-overview
Compatible shopping cart and online store platforms
Sync transactions with your accounting tools
Manage recurring subscriptions and billing cycles
Create and send professional invoices
Multi-vendor marketplace functionality
Accept payments manually via web interface
Automated recurring payment processing
Accept and process multiple currencies
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This calculator provides an estimate based on available pricing information. Actual costs may vary. Contact Clover for a personalized quote.