Maverick Payments
ISO
2.5 / 5.0(284 reviews)
B+
Expert grade
4.3/5
Fact-checked January 13, 2026
Founded
2000
Headquarters
5230 Las Virgenes Rd, Suite 300 Calabasas, CA 91302, United States
Company size
200-500
Website
Visit websiteThe takeB+
Reading Progress0%
4 min read
Chapter 1
Should you choose Maverick Payments?
The headline take, the audiences it's right (and wrong) for, and the genuine differentiators behind the verdict.
TL;DR
Maverick Payments provides end-to-end payment processing for online and in-person transactions. they also provide fraud prevention, chargeback management, analytics, POS systems, hosted payment forms, virtual terminals, ACH processing, and developer APIs. Its platform supports merchants and partners, including ISOs, ISVs, and financial institutions, with a suite of tools designed to streamline payment acceptance and reporting. The company emphasizes proprietary technology, a robust dashboard, white label capabilities, tokenization, and flexible integration with major payment methods like credit cards, mobile wallet (Apple Pay, Google Pay), and ACH.
Strengths include a feature-rich tech stack, support for diverse verticals, and partner-focused solutions. However, weaknesses surface in public feedback regarding customer support responsiveness, handling of reserve funds, billing transparency, and reported difficulties in dispute resolution. Independent reviews often focus on accounts being placed on reserve, slow fund access, or confusing fee structures.
About
Maverick Payments is a long-established payment processing provider offering a comprehensive suite of payment solutions for merchants, partners, and developers, though its reputation is mixed due to varied customer experiences.
Pros, cons, and audience
Best for
- Businesses needing versatile payment processing (online and in-person)
- ISOs, ISVs, and partners seeking white label processing solutions
- Merchants looking for custom integration capabilities
Skip it if you
- Businesses for which fund access and reserve policies are critical (due to reported hold practices)
Pros
- Full-service payment processing for online, in-person, and specialty markets
- Developer-friendly APIs and white label solutions for ISOs and ISVs
- Tools for fraud prevention, chargeback management, and analytics
Cons
- Mixed customer satisfaction and reputation based on reviews
- Reported issues with held funds and payout timing
- Support responsiveness varies according to reviews
How we score it
5
Pricing Transparency
5
Feature Set
5
Ease of Use
3
Customer Support
4
Contract Terms
4
Industry Reputation
How we got there
Maverick Payments is a legitimate, long-established payment processing company with a wide range of merchant services, including online payments, in-person POS, fraud and chargeback tools, analytics, and white-label solutions. Customer sentiment is mixed, with many positive reviews about customer support and others discussing complaints about fund holds, responsiveness, and disputes relating to reserves and billing practices. Though a terrific ISO these complaints keep Maverick from receiving a higher grade.
Chapter 2
What it costs
Real-world cost at three volumes, plus the rates, fees, payouts, and contract terms that drive them.
What Maverick Payments actually costs
Estimated annual cost at three realistic processing volumes, using Maverick Payments’s published online rate plus monthly fees. Real costs vary with average transaction size, chargeback rate, and any negotiated terms.
Small business
$10K/mo volume · ~$75 avg transaction
$4.1K/year
≈ $340/mo · 3.40% effective rate
Growing merchant
$50K/mo volume · ~$100 avg transaction
$19K/year
≈ $1.6K/mo · 3.22% effective rate
High volume
$250K/mo volume · ~$150 avg transaction
$93K/year
≈ $7.8K/mo · 3.10% effective rate
Processing Rates
Online Transactions
Card-not-present, e-commerce, and online payments
Typically 2.9% – 4.9% + $0.30, depending on risk and volume.
Per transaction
In-Person Transactions
Card-present retail and point-of-sale transactions
Usually 2.3% – 3.5% + $0.10 - $0.20.
Per transaction
Keyed Transactions
Manually entered card-not-present transactions
Commonly 3.5% – 5.5% + $0.30
Per transaction
International Transactions
Cross-border and foreign currency transactions
Higher than domestic rates and usually includes additional cross-border and currency conversion fees. Exact rates are custom.
Per transaction
Fees
Monthly Fee
Often $10 – $25 per month, depending on account setup.
Recurring monthly account fee
Setup Fee
Typically $0 – $99, though some accounts report higher setup costs.
One-time account setup and onboarding fee
PCI Compliance Fee
Usually $75 – $150 annually, or a smaller monthly PCI compliance fee.
Annual PCI DSS compliance and security fee
Statement Fee
Commonly $5 – $10 per month.
Monthly account statement and reporting fee
Chargeback Fee
Typically $25 – $50 per chargeback.
Per-incident chargeback dispute fee
Early Termination Fee
May range from $0 to several hundred dollars, depending on contract terms. Some contracts include liquidated damages.
Fee for canceling before contract end
Contract Terms
Contract Length
Required commitment period
Often 1–3 years, depending on merchant agreement.
Cancellation Process
How to terminate your account
Merchants usually must provide written notice. Early termination fees may apply depending on contract terms.
Maverick Payments Pricing Calculator
Estimate your monthly costs
Pick a published plan, enter your volume and transaction profile, and we’ll compute the math the same way an underwriter would. Real costs vary with card mix, chargeback rate, and any negotiated terms.
$
$
Estimated Monthly Cost
$360.00
Effective Rate
3.60%
Discount rate (2.9% × $10,000)$290.00
Per-transaction fees ($0.30 × 200)$60.00
Monthly fee$10.00
Number of transactions200
Flat all-in rate (interchange built in)
Chapter 3
What you actually get
Products, integrations, payment-type coverage, security posture, and how their support holds up in practice.
Support & Contact
Chapter 4
What others say
Synthesis of third-party platform reviews and industry ratings — agreements, disagreements, and which signals to weight.
Platform Ratings
Aggregated Trust Score
Based on 284 reviews across 3 rating platforms
2.5
out of 5
Overall Rating
Better Business Bureau
11 reviews
Reviewer Notes
Reviews cover a wide range of experiences. Some merchants praise responsiveness and support, while many others report issues with held funds, unclear fees, poor communication, and difficulty resolving disputes or closing accounts.
Google Reviews
127 reviews
Reviewer Notes
any reviewers point to a mixed experience with merchant account setup and service, with several negative comments about held reserves, slow responses, and confusing billing. Positive reviews highlight functionality and occasional good interactions.
Trustpilot
146 reviews
Reviewer Notes
Reviews vary widely. Many negative reviews report funds held without clear explanation, poor communication, slow payout responses, and account closures that disrupted business operations. Positive reviews are fewer but mention responsive support and successful onboarding.
How we evaluated Maverick Payments
We evaluate every payment processor independently — Payment Review does not accept paid placement. Our analysis combines hands-on product testing where possible, public pricing and policy documents, third-party reviews from BBB, Trustpilot, Google, and G2, and employee feedback from sites like Glassdoor and Indeed. We update reviews on a rolling cadence and flag the next review date so readers know how fresh the analysis is.
Was this review helpful?
100% found this helpful
Share this review
Found something inaccurate or out of date?
Suggest a correction. Our editorial team reviews every submission and updates reviews on a rolling cadence.