PayKings

PayKings

ISO
4.8 / 5.0(234 reviews)
A+
Our Expert Grade
4.0/5• Independent Analysis
Updated May 17, 2025

Founded

2011

Headquarters

St. Petersburg, Fl

Company Size

11-50 Employees

Category Ratings

3.5/5
Pricing Transparency
4.5/5
Feature Set
4/5
Ease of Use
3.5/5
Customer Support
3.5/5
Contract Terms
5/5
Industry Reputation

TL;DR

PayKings stands out in the payment processing industry by focusing on high-risk merchants, providing customized solutions for sectors often underserved by traditional processors. Their services include advanced fraud prevention tools, a high-risk payment gateway, and support for various industries such as CBD, adult entertainment, and firearms. While their feature set is robust, potential clients should be aware of limited pricing transparency and ensure they understand contract terms fully.

About

PayKings is a specialized payment processor offering tailored solutions for high-risk industries with a strong emphasis on fraud prevention.

Products & Services

PAYMENT PROCESSING

High-Risk Merchant Accounts

Customized based on business type and risk level

Customized payment processing solutions for high-risk industries.

Key Features

  • Support for industries like CBD, adult, firearms, and more
  • Advanced fraud detection
  • Chargeback prevention tools
  • Recurring billing options
GATEWAY

High-Risk Payment Gateway

Customized based on integration and volume

Secure gateway tailored for high-risk transactions.

Key Features

  • Real-time transaction monitoring
  • PCI DSS Level 1 compliance
  • Multi-layer authentication
  • Customizable payment flows
VIRTUAL TERMINAL

Virtual Terminal

Included with merchant account services

Web-based terminal for manual payment processing.

Key Features

  • Manual entry for card-not-present transactions
  • Secure data handling
  • Integration with fraud prevention tools
ACH

ACH Processing

Customized based on transaction volume

Electronic check processing for high-risk merchants.

Key Features

  • Support for recurring ACH payments
  • Reduced transaction fees compared to credit cards
  • Integrated with fraud prevention systems
MOBILE PAYMENTS

Mobile Payment Solutions

Customized based on business needs

Accept payments via mobile devices.

Key Features

  • Mobile-optimized checkout
  • Integration with mobile wallets
  • Secure transaction processing

Pricing

High-Risk Merchant Accounts

PAYMENT PROCESSING

Customized based on business type and risk level

High-Risk Payment Gateway

GATEWAY

Customized based on integration and volume

Virtual Terminal

VIRTUAL TERMINAL

Included with merchant account services

ACH Processing

ACH

Customized based on transaction volume

Mobile Payment Solutions

MOBILE PAYMENTS

Customized based on business needs

Platform Ratings

google

94 reviews

Reviewer Notes

These reviews highlight PayKings’ efficiency in onboarding high-risk merchants and their commitment to customer support. However, as with any service, experiences may vary, and it’s advisable to conduct thorough research and due diligence before proceeding.

trustpilot

140 reviews

Reviewer Notes

Customers praise PayKings for its swift approval process and tailored solutions for high-risk industries.

Industry Ratings

Card Payment Options

5/5

In this review of PayKings, we will give an overview of the company's credit card processing services. We’ll cover the services they offer, including high-risk merchant accounts, point-of-sale (POS) systems, mobile payments, and e-commerce options. We’ll also discuss which businesses might benefit from them. In addition, we’ll look at customer reviews to highlight trends and concerns, as well as cover the company's pricing, contract terms, and what services are included. By the end of this review, you'll know if PayKings is a good fit for your payment processing needs.

Merchant Maverick

4/5

Much maligned high-risk businesses can have a tough time finding merchant services, so it’s always nice to see players such as PayKings stepping up to meet their needs. PayKings doesn’t reinvent the niche, but it offers its customers a complete suite of services. A deciding factor here could be how much of a hands-on approach you want your payment process to take in terms of keeping your merchant account active and compliant. PayKings also appears to have particular expertise when it comes to selling CBD products on Shopify, so businesses using that platform for eCommerce may find this company especially well-suited to their needs.

Processing Rates

Online

Customized based on risk assessment

In-Person

Customized based on risk assessment

Keyed

Customized based on risk assessment

Fees

Monthly

$13

Setup

$0

PCI

$4.50/month

Statement

Varies; not publicly disclosed

Chargeback

$25 per incident

Early Termination

$100–$500 depending on contract terms

Contract Terms

Length

Typically 3 years with auto-renewal clauses

Cancellation Process

Requires written notice; early termination fees may apply

Support Options

Channels

  • Phone
  • Email

Hours

24/7 for technical support; business hours for account support

Response Time

Typically within 1–2 business days; urgent matters addressed via emergency contact

Top Competitors

Competitor 1

Stripe offers transparent pricing and robust developer tools but has strict policies that may not accommodate high-risk industries.

Support & Contact

(727) 399-6960
contact@paykings.com
business_pst

Support Types

phoneemail