PayKings
Agent/Reseller
Reading Progress0%
4 min read
TL;DR
PayKings stands out in the payment processing industry by focusing on high-risk merchants, providing customized solutions for sectors often underserved by traditional processors. Their services include advanced fraud prevention tools, a high-risk payment gateway, and support for various industries such as CBD, adult entertainment, and firearms. While their feature set is robust, potential clients should be aware of limited pricing transparency and ensure they understand contract terms fully.
About
PayKings is a specialized payment processor offering tailored solutions for high-risk industries with a strong emphasis on fraud prevention.
Products & Services
PAYMENT PROCESSING
High-Risk Merchant Accounts
Customized based on business type and risk level
Customized payment processing solutions for high-risk industries.
Key Features
- Support for industries like CBD, adult, firearms, and more
- Advanced fraud detection
- Chargeback prevention tools
- Recurring billing options
GATEWAY
High-Risk Payment Gateway
Customized based on integration and volume
Secure gateway tailored for high-risk transactions.
Key Features
- Real-time transaction monitoring
- PCI DSS Level 1 compliance
- Multi-layer authentication
- Customizable payment flows
VIRTUAL TERMINAL
Virtual Terminal
Included with merchant account services
Web-based terminal for manual payment processing.
Key Features
- Manual entry for card-not-present transactions
- Secure data handling
- Integration with fraud prevention tools
ACH
ACH Processing
Customized based on transaction volume
Electronic check processing for high-risk merchants.
Key Features
- Support for recurring ACH payments
- Reduced transaction fees compared to credit cards
- Integrated with fraud prevention systems
MOBILE PAYMENTS
Mobile Payment Solutions
Customized based on business needs
Accept payments via mobile devices.
Key Features
- Mobile-optimized checkout
- Integration with mobile wallets
- Secure transaction processing
Pricing
High-Risk Merchant Accounts
PAYMENT PROCESSING
Customized based on business type and risk level
High-Risk Payment Gateway
GATEWAY
Customized based on integration and volume
Virtual Terminal
VIRTUAL TERMINAL
Included with merchant account services
ACH Processing
ACH
Customized based on transaction volume
Mobile Payment Solutions
MOBILE PAYMENTS
Customized based on business needs
Platform Ratings
Aggregated Trust Score
Based on 234 reviews across 2 rating platforms
4.8
out of 5
Overall Rating
Google Reviews
94 reviews
Reviewer Notes
These reviews highlight PayKings’ efficiency in onboarding high-risk merchants and their commitment to customer support. However, as with any service, experiences may vary, and it’s advisable to conduct thorough research and due diligence before proceeding.
Trustpilot
140 reviews
Reviewer Notes
Customers praise PayKings for its swift approval process and tailored solutions for high-risk industries.
Industry Ratings
Card Payment Options
5/5
In this review of PayKings, we will give an overview of the company's credit card processing services. We’ll cover the services they offer, including high-risk merchant accounts, point-of-sale (POS) systems, mobile payments, and e-commerce options. We’ll also discuss which businesses might benefit from them. In addition, we’ll look at customer reviews to highlight trends and concerns, as well as cover the company's pricing, contract terms, and what services are included. By the end of this review, you'll know if PayKings is a good fit for your payment processing needs.
Merchant Maverick
4/5
Much maligned high-risk businesses can have a tough time finding merchant services, so it’s always nice to see players such as PayKings stepping up to meet their needs. PayKings doesn’t reinvent the niche, but it offers its customers a complete suite of services. A deciding factor here could be how much of a hands-on approach you want your payment process to take in terms of keeping your merchant account active and compliant. PayKings also appears to have particular expertise when it comes to selling CBD products on Shopify, so businesses using that platform for eCommerce may find this company especially well-suited to their needs.
Processing Rates
Online Transactions
Card-not-present, e-commerce, and online payments
Customized based on risk assessment
Per transaction
In-Person Transactions
Card-present retail and point-of-sale transactions
Customized based on risk assessment
Per transaction
Keyed Transactions
Manually entered card-not-present transactions
Customized based on risk assessment
Per transaction
Fees
Monthly Fee
$13
Recurring monthly account fee
Setup Fee
$0
One-time account setup and onboarding fee
PCI Compliance Fee
$4.50/month
Annual PCI DSS compliance and security fee
Statement Fee
Varies; not publicly disclosed
Monthly account statement and reporting fee
Chargeback Fee
$25 per incident
Per-incident chargeback dispute fee
Early Termination Fee
$100–$500 depending on contract terms
Fee for canceling before contract end
Contract Terms
Contract Length
Required commitment period
Typically 3 years with auto-renewal clauses
Cancellation Process
How to terminate your account
Requires written notice; early termination fees may apply
Support Options
Available Support Channels
Phone
Available
Email
Available
Support Hours
24/7 for technical support; business hours for account support
Response Time
Typically within 1–2 business days; urgent matters addressed via emergency contact
Top Competitors
Stripe offers transparent pricing and robust developer tools but has strict policies that may not accommodate high-risk industries.
Support & Contact
Support Types
phoneemail
PayKings Pricing Calculator
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Number of Transactions200