Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Adyen
Payment Processor · 4.4/5 mean
Adyen is a global, enterprise-grade payments platform that unifies acquiring, processing, routing and risk management into a single stack for merchants with international and omnichannel needs.
Read the full review →Moneris
Payment Processor · 2.8/5 mean
Moneris is Canada’s largest payment processor, providing point-of-sale systems, ecommerce payment gateways, and mobile payment solutions for businesses across Canada through a joint venture owned by Royal Bank of Canada and Bank of Montreal.
Read the full review →Adyen holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked August 19, 2026.
| Criterion | Adyen | Moneris |
|---|---|---|
| Pricing transparency | 5.0wins this criterion | 2.0 |
| Feature set | 5.0wins this criterion | 4.0 |
| Ease of use | 4.0wins this criterion |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Adyen | Moneris |
|---|---|---|
| Online rate | Not disclosed | 2.4% to 3.5% + per transaction fee |
| Monthly fee | no universal monthly fees | often $10 to $50+ |
| Payout | 1-2 business days (varies by currency, bank, payout model, and cut-off times) | Typically 1 – 2 business days |
| Contract | None for main merchant contracts. Specific services have specific commitment.s that renew automatically | Commonly 1 to 3 years, sometimes longer for equipment deals |
| In-person rate | Not disclosed | 1.4% to 2.5% + per transaction fee |
| Keyed rate | Not disclosed | 2.5% to 3.9% + per transaction fee |
From the Moneris review
Adyen unifies international acquiring, routing, and risk management on one platform with transparent Interchange++ pricing and no early-termination fee, capabilities aimed well beyond Moneris's Canadian footprint. Moneris still suits domestic businesses that want Interac support and local POS hardware without Adyen's sales-led, enterprise-oriented onboarding.
Pick Adyen if you need enterprise-grade global acquiring, routing, and settlement in one stack
Ideal for
Not recommended for
Ideal for
Not recommended for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 3.0 |
| Customer support | 3.5wins this criterion | 3.0 |
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| Contract terms | 4.0wins this criterion | 2.0 |
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| Industry reputation | 5.0wins this criterion | 3.0 |
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| International rate | Not disclosed | higher than domestic rates, often +1% or more |
|---|
| PCI fee | No separate PCI fee | $5 to $30 monthly |
|---|
| Statement fee | No separate statement fee | $5 to $15 monthly |
|---|
| Chargeback fee | Regional per-dispute fees (exact amounts depend on contract) | $15 to $25 per dispute |
|---|
| Early termination | None. However, termination does not alter your liability under the Agreement, including those for processed payments, related chargebacks, or other liabilities in connection with the agreement. If there are negotiated custom term or commercial commitments in your agreement, you will be responsible for such terms or commitments. | can range from $100 to several hundred dollars or remaining contract obligation |
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| Last fact-checked | August 19, 2026 | August 19, 2026 |
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