Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Authorize.net
Payment Processor · 4.2/5 mean
Authorize.Net is a mature, Visa-owned payment gateway that offers robust, developer-friendly payment tools, strong fraud controls, and wide platform integrations. Pricing and merchant-account terms that vary depending on whether you use Authorize.Net’s all-in-one plan or attach your own processor.
Read the full review →WooPayments (Automattic)
Payment Processor · 3.7/5 mean
WooPayments is the official, Stripe-powered payment solution built exclusively for WooCommerce stores, offering no monthly fees and deep dashboard integration, but plagued by account suspension issues and inconsistent customer support that undermine trust for serious merchants.
Read the full review →Authorize.net holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked September 2, 2026 and August 19, 2026.
| Criterion | Authorize.net | WooPayments (Automattic) |
|---|---|---|
| Pricing transparency | 3.0 | 4.0wins this criterion |
| Feature set | 5.0wins this criterion | 4.0 |
| Ease of use | 4.0 |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Authorize.net | WooPayments (Automattic) |
|---|---|---|
| Online rate | Not disclosed | 2.9% + $0.30 |
| Monthly fee | $25 a month gateway fee | 0 |
| Payout | 1-2 business days after settlement for most merchants (Authorize.net advises allowing 2-3; the acquirer sets the schedule) | About 2 business days after the pending period clears (first payout takes roughly 7 days for new accounts) |
| Contract | commonly month-to-month for the gateway fee. Merchant-account contracts vary by reseller/ISO and can have multi-month commitments. | Month-to-month (no long-term contract) |
| In-person rate | Not disclosed | 2.6% + $0.10 |
| Keyed rate | Not disclosed |
From the WooPayments (Automattic) review
Authorize.net lets merchants keep their existing merchant account and switch processors without replacing the integration, with a mature fraud detection suite and recurring billing built in. WooPayments suits smaller WooCommerce stores that would rather pay no monthly fee than Authorize.net's $25 monthly gateway charge.
Pick Authorize.net if you want a gateway that works with your own merchant account
Ideal for
Not recommended for
Ideal for
Not recommended for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 4.0 |
| Customer support | 4.0wins this criterion | 2.0 |
|---|
| Contract terms | 4.0 | 5.0wins this criterion |
|---|
| Industry reputation | 5.0wins this criterion | 3.0 |
|---|
| 2.9% + $0.30 |
| International rate | Not disclosed | For US merchants +1.00% (for cards outside the US) |
|---|
| PCI fee | Not listed publicly. Some resellers/processors charge separate PCI compliance fees. | 0 |
|---|
| Statement fee | Depends on reseller/merchant account | 0 |
|---|
| Chargeback fee | Not listed publicly. | 15.00 |
|---|
| Early termination | Depends on the merchant account / reseller contract (gateway itself often month-to-month; merchant-account contracts vary) | 0 (No Contract) |
|---|
| Last fact-checked | September 2, 2026 | August 19, 2026 |
|---|