Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Chase Payment Solutions and Merchant Services
Payment Processor · 3.8/5 mean
Chase Payment Solutions is the merchant services arm of the #1 US bank, offering small and mid-sized businesses a deeply integrated combination of payment processing, same-day deposits, and banking tools. They're backed by the trust and scale of JPMorgan Chase but with flat-rate fees that may not suit high-volume merchants.
Read the full review →Moneris
Payment Processor · 2.8/5 mean
Moneris is Canada’s largest payment processor, providing point-of-sale systems, ecommerce payment gateways, and mobile payment solutions for businesses across Canada through a joint venture owned by Royal Bank of Canada and Bank of Montreal.
Read the full review →Chase Payment Solutions and Merchant Services holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked August 19, 2026.
| Criterion | Chase Payment Solutions and Merchant Services | Moneris |
|---|---|---|
| Pricing transparency | 3.0wins this criterion | 2.0 |
| Feature set | 4.0 | 4.0 |
| Ease of use | 4.0wins this criterion |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Chase Payment Solutions and Merchant Services | Moneris |
|---|---|---|
| Online rate | 2.9% + $0.25 per transaction | 2.4% to 3.5% + per transaction fee |
| Monthly fee | $0 (basic plan; Chase Business Complete Banking may have separate monthly fee waivable with $2,000/month in payments) | often $10 to $50+ |
| Payout | Next business day for deposits to non-Chase bank accounts | Typically 1 – 2 business days |
| Contract | Month-to-month plans. Free terminal plans may require 2 year service agreement. | Commonly 1 to 3 years, sometimes longer for equipment deals |
| In-person rate | 2.6% + $0.10 per transaction | 1.4% to 2.5% + per transaction fee |
| Keyed rate | 3.5% + $0.10 per transaction |
From the Moneris review
Chase Payment Solutions publishes flat-rate pricing, offers same-day deposits at no extra cost with a Chase business account, and runs month-to-month with no early-termination fee — but it is US-centric. Moneris remains the choice for Canadian merchants who need Interac debit and local acquiring backed by RBC and BMO.
Pick Chase Payment Solutions and Merchant Services if you operate in the US and want banking and payments behind one login
Ideal for
Not recommended for
Ideal for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 3.0 |
| Customer support | 3.0 | 3.0 |
|---|
| Contract terms | 4.0wins this criterion | 2.0 |
|---|
| Industry reputation | 5.0wins this criterion | 3.0 |
|---|
| 2.5% to 3.9% + per transaction fee |
| International rate | Dynamic Currency Conversion available; custom rates apply | higher than domestic rates, often +1% or more |
|---|
| PCI fee | Not publicly listed | $5 to $30 monthly |
|---|
| Statement fee | Not publicly listed | $5 to $15 monthly |
|---|
| Chargeback fee | $25 to $100 per incident | $15 to $25 per dispute |
|---|
| Early termination | $0 for month-to-month accounts; applicable if free hardware accepted under 2-year contract | can range from $100 to several hundred dollars or remaining contract obligation |
|---|
| Last fact-checked | August 19, 2026 | August 19, 2026 |
|---|
Not recommended for