Head to head
Compared side by side on published facts and the same six criteria every review is graded on — generated from the live directory, not a sales page.
Durango Merchant Services
ISO · 3.5/5 mean
Durango is a veteran, boutique high-risk payment processing specialist that serves as a trusted lifeline for businesses rejected by mainstream processors, but lacks enough reviews to make a confident assessment on the quality of the services.
Read the full review →PayKings
Agent Office / Reseller · 4.2/5 mean
PayKings is a specialized payment processor offering tailored solutions for high-risk industries with a strong emphasis on fraud prevention.
Read the full review →PayKings holds the higher standing — by grade, then mean category score. The row-by-row picture below is what should actually decide it for your business.
Both graded against the same six criteria. How we grade · Last fact-checked August 19, 2026 and September 7, 2026.
| Criterion | Durango Merchant Services | PayKings |
|---|---|---|
| Pricing transparency | 1.0 | 4.5wins this criterion |
| Feature set | 4.0 | 4.5wins this criterion |
| Ease of use | 3.0 |
Straight from each provider's published documentation. Where a number isn't published, we say so rather than estimate.
| Metric | Durango Merchant Services | PayKings |
|---|---|---|
| Online rate | Not disclosed | IC + 1.10% + 25c, or IC + 0.80% + 10c above $100K/mo. |
| Monthly fee | Not disclosed | $13 (waived on Growth). |
| Payout | Typically 2–3 business days | T+2, or next-day above $100K/mo. |
| Contract | Varies on risk profile | No long-term contracts. |
| In-person rate | Not disclosed | The same published markups apply in person — there is no card-present discount on the Starter tier. |
| Keyed rate | Not disclosed | Same published markups; PayKings does not price by entry mode. |
From the Durango Merchant Services review
PayKings publishes interchange-plus pricing across three tiers, giving high-volume restricted-vertical merchants a transparent anchor Durango cannot match, since Durango does not disclose pricing publicly. Durango holds up for established high-risk businesses that prefer a boutique shop with generally no early termination fees over PayKings's standard multi-year agreements and rolling reserves.
Pick PayKings if you process $100K+ monthly and want published interchange-plus pricing as your anchor
From the PayKings review
Durango is a veteran boutique high-risk specialist that can place almost any business type, US-based or international, but does not disclose rates — most accounts land on tiered pricing — and its small team hands off-hours support to upstream processors.
Pick Durango Merchant Services if you You are an international or repeatedly-declined merchant that other high-risk processors will not place, and you prefer a boutique veteran shop over published pricing.
Ideal for
Not recommended for
Ideal for
Not recommended for
The full reviews carry the pricing narratives, contract analysis and everything else behind these numbers — or let the matching funnel score the whole directory against your business.
| 4.0wins this criterion |
| Customer support | 5.0wins this criterion | 3.5 |
|---|
| Contract terms | 3.0 | 4.0wins this criterion |
|---|
| Industry reputation | 5.0wins this criterion | 4.5 |
|---|
| International rate | Not disclosed | Not supported. PayKings places US merchant accounts only. |
|---|
| PCI fee | Not disclosed | $4.50/month. |
|---|
| Chargeback fee | Not disclosed | $25 per incident. |
|---|
| Last fact-checked | August 19, 2026 | September 7, 2026 |
|---|