Review · Fact-checked September 19, 2026
Fresha is the London-based booking and business platform for salons, barbershops, spas and wellness studios, founded as Shedul in 2015 by William Zeqiri and Nick Miller and renamed in 2019. It became a unicorn in May 2026 when KKR invested $80 million at a valuation above $1 billion, at which point it said it served more than 130,000 businesses, handled 35 million appointments a month and about $15 billion a year in gross merchandise value, and was profitable on a $140 million revenue run-rate. Payments are embedded in the software through Adyen for Platforms: as of September 2026 the US rate card is 2.29% plus $0.20 in person (plus $0.10 per Tap to Pay authorisation), 2.79% plus $0.20 online, 3.30% plus $0.20 for manually keyed cards and 5.99% plus $0.30 for Klarna instalments, with payouts the next business day, no contract and no early-termination fee. The software itself stopped being free in 2025 — plans are $19.95 a month for one person or $14.95 per bookable team member — and clients who find you on the Fresha marketplace cost a one-off 20% commission with a $6 minimum. Trustpilot rates it 4.8 from more than 7,000 reviews. It grades B+ on clear pricing and terms, with the marks held back by the marketplace fee, the 2025 pricing shift and the payout holds that come with any aggregator.

Tell them what you need. This goes to Fresha only.
Salons, barbershops, spas, nail and lash studios and wellness practices that want scheduling, deposits, no-show protection, retail, memberships and card acceptance in one system, from a single chair-renter to multi-location groups; businesses that rely on card-on-file cancellation fees; teams with independent contractors who need payments split and paid out to each merchant.
The take
B+For a beauty or wellness business, Fresha's payments are the easy part of the decision: the rates are published, competitive with Square's for in-person work and cheaper than most vertical software, funds arrive the next business day, and you can leave at any time. The harder questions are about the platform around them. Since 2025 you pay a monthly subscription, the marketplace's 20% new-client commission with a $6 floor is expensive on low-ticket services, and because Fresha is an aggregator on Adyen's rails your money can be held for review with only Fresha's support to escalate to. If you would run your books on Fresha anyway, turning on its payments is the right call; buying it for the processing alone is not what it is for.
You are outside beauty and wellness — Fresha is vertical software, not a general merchant account; you depend on the marketplace for new bookings and sell low-ticket services, where the $6 minimum commission can exceed a third of a $18 cut; you process large volumes and want interchange-plus pricing or a bank you can negotiate with; or you need funds within hours rather than next business day.
The headline take, the audiences it's right (and wrong) for, and the genuine differentiators behind the verdict.
Fresha is the London-based booking and business platform for salons, barbershops, spas and wellness studios, founded as Shedul in 2015 by William Zeqiri and Nick Miller and renamed in 2019. It became a unicorn in May 2026 when KKR invested $80 million at a valuation above $1 billion, at which point it said it served more than 130,000 businesses, handled 35 million appointments a month and about $15 billion a year in gross merchandise value, and was profitable on a $140 million revenue run-rate. Payments are embedded in the software through Adyen for Platforms: as of September 2026 the US rate card is 2.29% plus $0.20 in person (plus $0.10 per Tap to Pay authorisation), 2.79% plus $0.20 online, 3.30% plus $0.20 for manually keyed cards and 5.99% plus $0.30 for Klarna instalments, with payouts the next business day, no contract and no early-termination fee. The software itself stopped being free in 2025 — plans are $19.95 a month for one person or $14.95 per bookable team member — and clients who find you on the Fresha marketplace cost a one-off 20% commission with a $6 minimum. Trustpilot rates it 4.8 from more than 7,000 reviews. It grades B+ on clear pricing and terms, with the marks held back by the marketplace fee, the 2025 pricing shift and the payout holds that come with any aggregator.
Fresha pairs a consumer marketplace that it says drives millions of bookings a month with software that charges nothing per appointment for clients you bring yourself; the 20% commission applies once, to a brand-new client from the marketplace, and never to their return visits. Payments were built in with Adyen rather than bolted on — deposits, saved cards, no-show fees, Tap to Pay on iPhone and Android, Klarna and Afterpay at checkout, and a 'merchants' feature that routes each independent's takings to their own wallet — and it publishes a full rate card by country.
Real-world cost at three volumes, plus the rates, fees, payouts, and contract terms that drive them.
Estimated annual cost at three realistic processing volumes, using Fresha’s published online rate plus monthly fees. Real costs vary with average transaction size, chargeback rate, and any negotiated terms.
Fresha began in 2015 as Shedul, a free scheduling tool for salons built by William Zeqiri and Nick Miller, and took its current name in 2019 as it added a consumer marketplace and payments. The bet was that free software would win the category and that the money would come from card processing and from a commission on new clients the marketplace delivered. It worked: by its KKR round on 21 May 2026 — $80 million at a valuation above $1 billion, taking total funding to $285 million — Fresha reported more than 130,000 businesses in over 120 countries, 500,000-plus professionals, 35 million appointments a month, about $15 billion a year in gross merchandise value, and a profitable business growing over 60% a year on a $140 million revenue run-rate. It is headquartered at 10 York Road, London, with offices Adyen lists in New York, Vancouver, Sydney, Dublin, Amsterdam, Dubai and Warsaw.
Payments are embedded rather than resold. Fresha built on Adyen for Platforms, and Adyen's April 2024 case study describes the pieces: in-person terminals and Tap to Pay, direct American Express acceptance, SafeKey 3D Secure, and processing in more than 100 currencies with settlement in 18. Adyen holds the acquiring licences; Fresha is the platform the salon contracts with, which puts it in the same position as Square or Toast — an aggregator whose support team, not a bank, decides what happens when an account is flagged.
The US rate card as of September 2026 is short. In-person payments on a Fresha terminal cost 2.29% plus $0.20, with an extra $0.10 per authorisation for Tap to Pay on iPhone or Android; online payments, deposits, prepayments, self-checkout links, QR codes and saved cards cost 2.79% plus $0.20; manually keyed cards 3.30% plus $0.20; and Klarna instalments 5.99% plus $0.30. Terminals — Verifone V400m units with lifetime free 4G — are from $139 each or free subject to processing volume. There is no monthly fee for payments, no PCI fee, no contract and no termination fee, and the pricing FAQ says there are no hidden costs; the chargeback fee is the one figure the page does not state. For in-person work that undercuts Square's published free-plan rate of 2.6% plus $0.15 on any ticket above about $14; online it sits a shade below the 2.9% plus $0.30 that Stripe and Square's API charge.
The costs around the processing are where the total bill is decided. Since 2025 the software itself is a subscription: Independent at $19.95 a month for one bookable team member, Team at $14.95 per bookable team member, Enterprise above 20. New clients who discover you on the Fresha marketplace carry a one-off 20% commission with a $6 minimum — nothing on their return visits, and nothing on clients who arrive through your own link, Instagram or Facebook — which is fair on a $150 colour service and punishing on a $20 trim. Messaging is metered beyond a free allowance, and a menu of add-ons (AI Concierge $99.95, Client Loyalty $59.95, Data Connector $295 per location a month, premium phone support $14.95 on the Independent plan) can add up for a business that wants all of it.
Daily payouts are the default: money collected before midnight is sent to your bank the next business day if the balance is above 50 in local currency, with weekly, monthly and manual options and a business wallet from which you can pay team members and locations. Funds settle about 24 hours after a payment and a bank transfer can take up to two more days; weekends and holidays roll to the next business day. There is no instant-payout product. The 'merchants' feature lets a salon add chair renters and freelancers as separate merchants so one client payment is split and routed to each person's own wallet and payouts, which is a real answer to the commission-and-rent arithmetic of the industry. Holds happen: the one-star Trustpilot reviews in September 2026 include an owner unable to withdraw a balance and referred to 'another team' with no timeline, and Fresha's reply confirms that payout issues can require review by a specialised team.
Fresha's Trustpilot profile shows 4.8 from 7,056 reviews, 88% five-star and 8% one-star, with 3,744 reviews in the last twelve months; the profile has been claimed since December 2021, invites reviews and replies to 98% of negative ones. Most five-star reviews name a support agent, so the score measures the chat team more than the product. The negatives cluster around the 2025 move to subscriptions, the marketplace minimum on cheap services, held payouts, and — from ex-employees of salons — difficulty deleting identity documents uploaded to set up a work profile. No lawsuit, regulatory action or advertising ruling against Fresha was found; the only litigation located is a 2024 patent suit in the Eastern District of Texas of the kind filed against most software companies.
Fresha earns a B+. The payments product is exactly what a salon wants — published rates that beat the general-purpose aggregators in person on a typical salon ticket, deposits and no-show fees wired into booking, next-day money, and nothing to sign or cancel — and the company behind it is profitable and well backed. What keeps it out of the A range is the same thing that makes it work: it is a platform first, so the subscription, the marketplace commission and the aggregator's power to hold funds all come with the rate card. If you run your business on Fresha, use its payments. If you do not, there is no reason to.
Card-not-present, e-commerce, and online payments
Card-present retail and point-of-sale transactions
Manually entered card-not-present transactions
Cross-border and foreign currency transactions
Recurring monthly account fee
Annual PCI DSS compliance and security fee
Monthly account statement and reporting fee
Fee for canceling before contract end
Regular deposit schedule to your bank account
Faster deposit option (may have additional fees)
This provider offers month-to-month terms with no long-term commitment.
Month to month; no contract
Required commitment period
Cancel the plan under Settings > Billing > Subscriptions; the subscription stops renewing, workspace access is removed and the marketplace profile is unlisted, with reviews retained if you reactivate. Payments can be disabled separately. No termination fee; terminal devices are bought outright.
How to terminate your account
Estimate your monthly costs
Pick a published plan, enter your volume and transaction profile, and we’ll compute the math the same way an underwriter would. Real costs vary with card mix, chargeback rate, and any negotiated terms.
Flat all-in rate (interchange built in)
Products, integrations, payment-type coverage, security posture, and how their support holds up in practice.
Embedded card acceptance across the booking flow — online deposits and prepayments, in-store checkout, self-checkout links, QR codes, saved cards, gift cards and multi-card payments — run on Adyen for Platforms with fraud screening and 3D Secure. Optional; the software works without it.
Verifone V400m terminals with built-in lifetime 4G and Wi-Fi, chip and PIN, contactless and wallets, synced to the calendar so the amount is sent to the device automatically; Tap to Pay on iPhone and Android with no hardware.
Calendar, online booking through your own link, Instagram and Facebook, waitlists, client records, consultation forms, retail and inventory, memberships and packages, reporting, marketing and team management, plus a consumer marketplace listing.
Collect deposits or store card details at booking, charge cancellation and no-show fees, refund deposits, and let clients pay in full upfront.
Adds chair renters and freelancers as separate merchants inside one workspace so a client pays once and the money is split and routed to each person's Fresha wallet with their own payouts.
Merchant cash advance offered inside the account to eligible businesses — instant approval, a single flat fee, repaid automatically as a percentage of daily Fresha card takings.
Klarna and Afterpay instalments at checkout in supported countries.
In the United States, as of September 2026: 2.29% plus $0.20 per in-person transaction on a Fresha terminal, plus $0.10 per authorisation if you use Tap to Pay on a phone; 2.79% plus $0.20 for online payments, deposits and saved cards; 3.30% plus $0.20 for manually keyed cards; and 5.99% plus $0.30 for Klarna instalments. There is no monthly fee for payments, no contract and no PCI fee. Terminals cost from $139 or are free subject to processing volume. Rates differ by country and are shown on the local pricing page.
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